Corporate customers’ credit investigation business refers to the fee business that our bank issues a certificate regarding the customer’s credit status and charging a certain fee. The credit investigation can be done in form of letter or telegraph based on our customer’s request or overseas financial institution’s request to find out the credit status of our customers
Service Scope
When processing this business, our bank usually only satisfies the needs of developing international trade for enterprises and participating project tendering and other operating activities, or issue a credit status certificate based on the requirement for the enterprise financial statements auditing or capital verification purpose or other legal requirements.
The Main Varieties of Credit Investigation Service
Our bank customer has to issue a credit certificate for himself first. Our bank customer has to provide legal entity business license, ID of legal representative, authorization certificate from legal representative, authorized person’s ID and other valid certificates and a self-certificate in written form.
Our bank customer applies to investigate credit status of other overseas customer. Our bank customer should entrust our bank to investigate the overseas enterprise’s credit status with written request, the customer being investigated has to be one of the customers of our overseas agent bank or corresponding bank.
Our bank customer applies to investigate the credit status of other customer of our bank. Our bank customer has to entrust our bank to make the investigation in written request.
Overseas customer needs to investigate credit status of our bank’s customer. The overseas customer has to submit the credit investigation request through one of our overseas agent banks, which has no bad correspondence record. The customer being investigated should be our bank’s customer, or has an account opened and has settlement or loan relationship with our bank.
Service Scope