Shanghai Pudong Development Bank-Deposit Rate

Deposit Rate

Interest rates for deposits
	Item	Interest Rate （%）
Personal Savings	1.Current Deposit	0.72
	2.Time Deposit
	3 months	1.71
	6 months	2.07
	1 year	2.25
	2 years	2.70
	3 years	3.24
	5 years	3.60
	3.Time Deposit by Installment and Lump-Sum Withdrawal
	1 year	1.71
	3 years	2.07
	5 years	2.25
	4.Optional Time/Demand Savings Deposit has the interest rate 60% of the same for time deposit one year less.
	5.Fixed Principal Allowing Interests Withdrawls
	1 year	1.71
	3 years	2.07
	5 years	2.25
	6.Call Deposit
	1 day	1.08
	7 days	1.62
Corporate Deposit	1.Demand Deposit	0.72
	2.Call Deposit
	1 day	1.08
	7 days	1.62
	3.Convention Deposit	1.44
	4.Time Deposit
	3 months	1.71
	6 months	2.07
	1 year	2.25

Note：Interest rates for deposits listed in the table are executed starting from Oct. 29, 2004.

Interest rates for little Foreign Currency Deposit
Monetary Unit	Demand Deposit	7 days notice Deposit	Time Deposit
Monetary Unit	Demand Deposit	7 days notice Deposit	1 month	3 months	6 months	1 year	2 years
USD	0.7750	1.0000	1.7500	2.2500	2.3750	2.5000	3.3750
GBP	0.2500	0.9375	1.5000	1.8750	2.1875	2.6250	2.6875
EUR	0.1000	0.3750	0.7500	1.0000	1.1250	1.2500	1.3125
JPY	0.0001	0.0005	0.0100	0.0100	0.0100	0.0100	0.0100
HKD	0.7500	1.0000	1.6250	2.1250	2.2500	2.3750	3.1250
CAD	0.1500	0.6250	1.1250	1.3125	1.5000	1.5625	1.6250
CHF	0.0500	0.0625	0.1000	0.1250	0.2188	0.3125	0.3750
AUD	1.0000	1.6875	2.7500	2.9000	3.0000	3.1000	3.2000
SGD	0.1000	0.1250	0.1875	0.2500	0.3000	0.3625	0.4375

Note：Interest rates for deposits listed in the table are executed starting from Oct.15,2005.