Group Predominance with Assured Growth
“GroupWin” is a customer oriented service by SPDB aimed at providing financial services and group management for group customers It helps integrate management of funds group-wise and reduce financial cost, improve capital turnover and maximize the group value.
Product functions
1. Group internal cash pooling
2. Automatic arrangement of group internal capital concentration and distribution
3. Cost accounting of group internal capital

Product features
Cost-effective capital pooling
The group company is available for integrated sweeping arrangement, striking a balance between the capital surplus and shortage among the subordinate companies, thus reducing overall liabilities and saving financial cost for the group as a whole.

Demand-based capital sweeping
Free capital sweeping among the group is available by the group companies or financial companies to establish quick-response capital management mechanism as is agreed with SPDB by group companies and subsidiaries.

Tailor-made diversified rules
Group companies are available for our flexible multiple management rules and, based on their own management requirements and aimed at different subsidiaries and accounts, and select the most suitable rules, thus realizing coexistence of multiple management patterns. Once the rules are set, SPDB automatic business transaction will be available without requirement any manual commands, time and efforts-saving.

Agent-based accounting
SPDB can perform cost accounting for group capital sweeping on a commission basis and according to the demands of the group, establish several capital sweeping interest rates to support the most flexible cost accounting pattern.

Convenient practice with multiple channel support
GroupWin service is available by our EBanking and direct SPDB-enterprise access, satisfying various business demands.