Strategic management of multiple accounts
MultiAccount, is the professional and intelligent account management service by SPDB for company customers, including intelligent capital pooling management, account overdraft, and account information management etc. Your company can realize effective, convenient and quick management of multiple accounts (including inter-city accounts) by the custom-built services for you,, thus ensuring integrated management and allocation of multiple account funds, helpful of enhancing capital monitoring and transaction, as well as relaxed management.

Product functions
1. Funds collection management
2. Expenditure control
3. Overdraft service
4. Account information management

Product features
Account pooling management
SPDB will make tailor-made and reasonably-arranged capital management project according to the demands for operating funds by business outlets in different locality of the company, to accelerate the return rate of inter-city account capital, strengthen quota management of inter-city accounts, and thus ensure convenient management over multiple accounts without leaving your office,.perfect finance management in your hands.

Financing facilitated by account overdraft
In case of capital insufficiency for daily capital settlement by your company, overdraft will be available at any time for your demand within your overdraft quota. For overall management to overdraft, your company can also apply to designate certain account as the primary overdraft account and the other accounts (non-overdraft accounts), in case of insufficient capital for payment, customers can obtain SPDB financing by overdraft through the overdraft account.

Easily accessible account information
Your company can have access to inquire about the balance and change of all the accounts opened with SPDB by your company , and account change through our EBanking, InstantNotice or SPDB business outlets, obtaining information of multiple accounts at any time and anywhere.