Shanghai Pudong Development Bank

Deposit Rate

Loan Rate

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Loan Rate

Interest Rates for Loans
	Item	Interest Rate (thousandth per month)
1	Short-term Loan
	6 months	6.57
	1 year	7.47
2	Long-Term & Medium-Term Loan
	1-3 years (including 3 years)	7.56
	1-3 years (including 3 years)	7.74
	above 5 years	7.83
3	Discount rate	Discount rate is decided on the basis of rediscount rate plus certain percentage. However, it cannot exceed the credit interest rate of the same grade (floating included).

Note:Interest rates for loans listed in the table are executed starting from Dec.21, 2007.